What is PayPal pay later or Pay in 4 services?

Many people drop their shopping plans when they do not have enough money in their accounts to shop for the desired products. But with PayPal Buy Now Pay Later service, buying products without having to pay the full amount is easy. You can easily pay in four easy installments with one time down payment and the product is all yours.

All you need to do is shop your favorite products just like you usually do and choose the ‘Pay in 4’ option at the time of checkout.

So, if you are interested in knowing what PayPal Pay Later service is and how you can make the best benefit of it, then you may give this article a read.

Here, we shall have a look at all the aspects of the PayPal Pay Later service along with the steps to use it. Before you can begin, you must ensure that one needs to make the payment for the first installment during the checkout and the rest of the payments needs to be made later on i.e. one payment every two weeks. You can always get the details of remaining payments by seeking PayPal Customer Service.

Some amazing benefits and features of Pay Later

  • The user would not be charged with an interest fee for choosing Pay Later.
  • This service is not restricted to a particular online store, but you can buy products using this feature at millions of online stores.
  • In case you are using the PayPal Credit service, you do not have to worry that it would affect your credit score in any manner.
  • Apart from this, you do not have to worry about your security since this service is completely backed and operated by PayPal.

Eligibility criteria to use PayPal Pay Later feature

If you are thinking if you are eligible to use the PayPal Pay Later service or not, then you can go through the below-given points and check your eligibility:

  • This feature is only available to be used by the residents of the United States but not to people belonging to any other region.
  • If a product is available to be paid in Pay in 4 or not would depend on your state of residence.
  • A person needs to be 18 years of age in order to buy a product through this method.
  • One must have an existing PayPal account in order to avail of this service.
  • You will not be able to apply this feature in some products or goods as this service is restricted.
  • This service is approval-based and PayPal has all the right to approve and disapprove a person for availing this service.
  • The purchased product should fall in the range between $30 and $600.

How do you purchase a product using PayPal Pay Later?

A user simply needs to add the desired product to his cart and make sure that he is fulfilling the eligibility criteria. After that, complete all the easy steps and when you reach the payment page, you shall see multiple payment options. From these options, you need to select ‘Pay in 4.’ Once you choose this option, you will see if you are approved of buying through this option. If you get the approval, you need to make an instant down payment, and you are done.


After reading this post, you shall now be aware of “what is PayPal Pay Later” and how to use this service. In case you still have queries, you can simply navigate to the “Frequently Asked Questions” page and find the relevant answers to your queries.

https://paypal-customer-service.org/ clearly dismisses any relationship with Paypal. Using this website shall directly mean that you have read and accepted to agree to our terms and conditions. You can find any identical information, content, or logos on this website which may refer to PayPal. However, these are made available to make the website more useful, but you should acknowledge that these belong to their respective owner(s).